North Carolina

 
 

Article 1 of Chapter 48A of North Carolina General Statute

48A-4.  Certain minors competent to contract. A minor who is 16 years of age or older and who is in the legal custody of the county department of social services shall be qualified and competent to contract for the purchase of an automobile insurance policy with the consent of the court with continuing jurisdiction over the minor's placement under G.S. 7B-1000(b). The minor shall be responsible for paying the costs of the insurance premiums and shall be liable for damages caused by the minor's negligent operation of a motor vehicle.  No State or local government agency, foster parent,  or entity providing services to the minor under contract or at the direction of a State or local government agency shall be responsible for paying any insurance premiums or liable for damages of any kind as a result of the operation of a motor vehicle by the minor.  (2015-135, s. 4.1.)

Article 1 of Chapter 20

11 (i) Application. – An application for a permit or license authorized by this section must be signed by both the applicant and another person. That person must be:

(4) With respect to minors in the legal custody of the county department of social services, any of the following:

a. A guardian adlitemor attorney advocate appointed to advocate for the minor under G.S. 7B-601.

b. The director of the county department of social services or the director's designee.

c. If no person listed in sub-subdivision a.  orb.  of this subdivision is available,  the court with continuing jurisdiction over the minor's placement under G.S. 7B-1000(b).

309(a2) --Not with standing any other provision of this Chapter,  an owner's policy of liability insurance issued to a foster parent or parents, which policy includes an endorsement excluding coverage for one or  more foster children residing in the foster parent's or parents'  household, maybe certified as proof of financial responsibility,  provided that each foster child for whom coverage is excluded is insured in an amount equal  to or greater than the minimum limits required by G.S. 20-279.21 under some other owner's policy of liability insurance or a named non-owner's policy of liability insurance. The North Carolina Rate Bureau shall establish, with the approval of the Commissioner of Insurance,  an amed driver exclusion endorsement or endorsements for foster children as described herein.